Why Wet Skin Feels Colder Than the Air
Step out of a swimming pool on a warm, breezy day and you may start to shiver, even though the air is pleasant. Your skin is not colder than before. The shiver comes from water drying on your skin, and drying is a process that takes heat away from whatever is under it.
Water is made of particles that are always moving, but they do not all move at the same speed. Some are quick and some are slow, and the average speed of the group is what we measure as temperature. At the surface of a puddle or a drop, the fastest particles have enough energy to break free and escape into the air as vapor. This escape is called evaporation.
Here is the key idea. When the quickest particles leave, the particles that remain are, on average, slower. The water that is left is therefore cooler. Heat then flows into that cooler water from its surroundings, including your skin, and your skin feels the loss.
Your body uses this effect on purpose. When you get hot, you sweat, and as the sweat evaporates, it carries heat away from your skin. On a very humid day the air already holds a lot of vapor, so sweat dries slowly and the cooling is weak. That is one reason humid heat feels so uncomfortable.
People have used the effect for a very long time. A clay pot lets a little water seep through its walls, and when that water evaporates from the outside, the water inside stays cooler.