Earn, save, spend, give: 3rd to 5th people & places
Earn, then spend, save or give: banks, budgets and interest. A free 3rd to 5th lesson plan with a hook, practice that links to free activities, and an exit ticket. Copy it and make it yours.
- Standard NSPFE Earning Income, grade 4
- Standard NSPFE Spending, grade 4
- Standard NSPFE Saving, grade 4
Lesson plan
Goal
- Students work toward: earn, then spend, save or give: banks, budgets and interest.
Hook (5 min)
- Ask the class: What happens to money you put in a bank?
- Take two or three answers and write them where everyone can see them.
Teach (15 min)
- Say the big idea in one plain sentence: earn, save, spend, give.
- Show one example, then one that is not an example, and ask how the two differ.
- Have students tell a partner or a small group the idea in their own words.
Practise (20 min)
- Choose one for the whole class or let groups pick:
- Learn: Earn, Save, Spend, Give (https://peabody.kids/world/money/money-earn-save-spend-give)
- Learn: Banks, Budgets and Interest (https://peabody.kids/world/money/money-banks-budgets-interest)
- Read: From Paycheck to Bank (https://peabody.kids/library/from-paycheck-to-bank)
Exit ticket (5 min)
- On a slip or aloud: one thing I learned about earn, save, spend, give, and one question I still have.
- Sort the slips into: got it, nearly, not yet. Start tomorrow with the last pile.
Written by Peabody from its own skill pages. Free, no ads, no sign-in. Children can practise this on Peabody. More from teachers: teacher-shared resources.